You need to know your options for protecting your legal rights after a vehicle accident injury in Florida. It’s possible to lose out on compensation money because you foolishly relied on a misconception or piece of false information.
Now, how can you safeguard yourself? Let’s clear a few frequent misconceptions about legal action following a car crash:
In Florida, “No Fault” Insurance is the Only Option
While Florida is known as a “no-fault” insurance state, those who have been hurt in an automobile crash can still file a claim for damages based on who was to blame.
Personal injury protection (PIP) covers are the first line of defense for accident victims in Florida under the state’s “no-fault” insurance legislation, but only if their injuries are minimal. Accident victims can seek additional compensation based on fault only if their injuries meet the criteria of “severe” or “permanent” under Section 627.737 of the Florida Statutes.
The term “substantial” or “permanent” as used in Section 627.737 can apply to a wide range of injuries sustained in car accidents, from nerve damage to serious burns. Therefore, in many instances, victims of car accidents in Florida can file lawsuits to seek financial restitution for their suffering.
Second Fallacy: Insurance Companies Will Pay What They Owe Due to Their Duty of Good Faith
It’s a sad fact of life that auto insurance claims are particularly vulnerable to bad-faith insurance practices.
The auto insurance sector is notorious for its prevalence of bad faith insurance practices. Your chances of successfully resolving your insurance claim on your own are diminished since insurance providers routinely use frivolous delays and other tactics designed to avoid paying legitimate claims. Hiring an Orlando automobile accident lawyer at Benenati Law Firm not only protects you from the bad faith activities of insurance companies but also ensures that your case is pursued to the fullest extent of the law.
Thirdly, most auto accident claims are settled out of court, which is not true.
Although correct in a strict sense, this figure is quite deceptive. The vast majority of personal injury claims end in a settlement, yet victims often receive only a fraction of the compensation they deserve.
Most cases involving automobile accidents do, in fact, resolve without going to court. Even so, there is a great deal of variation among the various communities.